Insurance packages comparison

	Owner insurance:		insurance:
Coverages	Third Party Liability	Full insurance	Sigal CDW 75%
Price	Free	€15/day	€6/day
Third party liability
Accidents
Natural disasters
Fire / Lightning
In parking
Glass / Mirrors
Tyres
Theft
Under the car
Coverage abroad
Roadside assistance
Road assistance			Auto SOS

SIGAL Daily Kasko Insurance and Road Assistance

Rent From Locals, in partnership with Sigal Insurance Group, offers complete insurance packages combining Kasko coverage and 24/7 roadside assistance (AutoSOS).

Packages are based on vehicle value and age and provide fair, transparent protection throughout your rental period.

Always Covered:

• Accidents
• Fire
• Natural causes (hail, flood, storm)
• Broken windows
• Parking damage (within limits)

Super Kasko – Cars up to 10 years (Albania only)

• Pricing:
  • €5–10k → €9.99/day
  • €10–25k → €13.99/day
  • €25–50k → €19.99/day
  • €50k+ → €30.99/day
• 0% Excess, 0% Franchise
• Parking damage up to €500
• Police report required for claims over €250
• Includes AutoSOS Albania

Standard Kasko – Cars up to 15 years (Albania only)

• Pricing:
  • €5–10k → €7.99/day
  • €10–25k → €11.99/day
  • €25–50k → €15.99/day
  • €50k+ → €25.99/day
• 20% Excess, 2% Franchise
• Parking damage up to €500
• Police report required for claims over €250
• Includes AutoSOS Albania

Simple Kasko – Cars 15–20 years

• Flat rate: €6/day (max vehicle value €5,000)
• 25% Excess, 2% Franchise
• Parking damage up to €250
• Police report required for claims over €250
• Includes AutoSOS Albania

AutoSOS Albania – Included in all Kasko packages or €1/day

• 24/7 roadside assistance
• On-the-spot repair
• Towing up to €200 / 100 km
• 1 covered event per rental

AutoSOS Europe – €1.5/day

• Valid throughout Europe
• 24/7 roadside assistance
• On-the-spot repair
• Towing up to €200 / 100 km
• Replacement vehicle up to €50/event
• Hotel or alternate transport (1 event)

Required steps for insurance validity:

Customer (with support from provider):

• Upload clear live photos at pickup (4 sides + visible damage) in “Photos at Pick-Up”
• Call police in case of accident and get official report
• If police does not arrive: upload proof of contact and clear photos from the scene
• Upload all documents in “Accident Photos” via “Insurance Details” link
• Declare the accident on the platform

Provider:

• Provide the registered car with matching license plate
• Any replacement must be made via the website at least 48h in advance
• The new car must be confirmed by SIGAL and eligible for coverage
• Provider should offer a car of similar value/year when replacing
• If the car is an upgrade, coverage applies proportionally to the value difference
• If steps are not respected, provider is fully liable for damages